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Excluded
countries
We will not cover you if you travel to any of the following countries
or areas that the British Foreign Office has advised its citizens to
leave:-
Afghanistan, Algeria, Angola (Lunda Norte), Burundi, Chechnya,
Colombia, Democratic Republic of Congo, Republic of Congo, East Timor,
Iran, Iraq, Jammu, Kashmir, Liberia, Pakistan, Palestinian Territories,
Sierra Leone, Somalia, Sudan, Yemen
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Principal
exclusions
No benefit will be paid if the claim is as a consequence of:
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A pre-existing medical condition as
defined in the
Global Protection plan agreement. |
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Active participation in war, war-like activities,
and terrorist activities. |
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War, war-like activities and terrorist activities
if you remain in or travel to an excluded country or region, or a
country or region which the British Foreign Office has specifically
advised British citizens to leave. |
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Suicide, the consequences of attempted suicide,
intentionally self-inflicted injuries and gross negligence whether
sane or insane. |
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Accidents whilst participating in a hazardous
activity unless you have made a full declaration of how often you
intend to participate in that particular activity and we have agreed
to cover you for it in writing and you have paid any additional
premium required by us to cover the increased risk. |
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An accident arising from any activity which is
illegal in the country in which it is carried out. |
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Abuse of drugs, alcohol and medication.
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Normal pregnancy. |
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